Finance and data
The Private Credit Agent Stack
For private credit funds, direct lenders, and CLO desks: the map of ten agent desks that run origination through surveillance inside your own Claude, from the underwrite and the data room to quality of earnings, the tape, covenant tests, payment rec, the IC memo, and the forensic second read, plus the order to install them in.
Start with the guided setup
Follow the setup below in your own workspace. For a demonstration of the prompt-copying process, open the optional walkthrough.
Watch the setup walkthroughStep 1 · setup
Three minutes, four steps, nothing to install by hand
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Set me up with The Private Credit Agent Stack in my own Claude. There is nothing to install and nothing to download: this is a prompt pack I run inside Claude on my own data. Guide: https://consultance.ai/library/private-credit-stack What it does: For private credit funds, direct lenders, and CLO desks: the map of ten agent desks that run origination through surveillance inside your own Claude, from the underwrite and the data room to quality of earnings, the tape, covenant tests, payment rec, the IC memo, and the forensic second read, plus the order to install them in. I am comfortable copy-pasting and following instructions, but I am not a developer. Rules: - Plain English. Define jargon the first time it appears (repo, env var, port, dependency). - One step at a time. Exact command in a code block. Tell me which app to paste it into (Terminal on Mac, PowerShell on Windows). - One sentence per command explaining what it does and what success looks like. - After each command, wait. I will tell you the output before you move on. - If a tool is missing (git, node, docker, python), give me the one-line install for my OS first. - If something errors, diagnose before the next step. Do not skip. First message: ask only "What is your operating system, macOS, Windows, or Linux?" Then start step 1. Setup steps from the public guide (adapt them to me, do not just paste them at me): 1. Start with the Underwriting Desk on one live deal. A stack installed against a credit memo deadline survives, a stack installed on a quiet Sunday does not. 2. Add the Data Room and Quality of Earnings Desks next. The covenant tests and the recovery view inherit whatever the earnings rebuild gets wrong. 3. Add the Tape and Surveillance Desks once you hold facilities worth watching between committee dates, then Payment Rec and Private Asset Rec so the servicer report is not a PDF you hope is right. 4. Pin Claude Opus 5 for underwriting, covenants, and the memo. The IC Memo Desk goes last, it packages what the other nine produce, and the Forensic Desk is the gate before anything reaches committee. Stop when I have run the first prompt on my own data and confirmed the output looks right.
From a working build to an operating system.
For private credit funds, direct lenders, and CLO desks: the map of ten agent desks that run origination through surveillance inside your own Claude, from the underwrite and the data room to quality of earnings, the tape, covenant tests, payment rec, the IC memo, and the forensic second read, plus the order to install them in.
Path A · free
Run the build independently
The setup rail and every prompt above are free and stay free. The cost is your time, and the risk of wiring it wrong on live data.
Back to the promptsPath B · done with you
Connect it to your operation
The desks are ten separate guides you run by hand. Consultance stands the stack up as one workspace in your own environment: the desks your book actually needs, your VDR, loan admin, and servicer feeds connected under governed access, review gates where your IC requires them, and the whole thing handed over so your team owns it. Reply "wire it" for a 30-minute slot.
Book a build calldata safety
Before you use live numbers
- • Run last quarter's numbers first. Live data is not a test bed.
- • Nothing here uploads to us. It runs in your own Claude account, on your own machine.
- • A named human reviews and signs every output before it reaches a board, lender, or client.
- • Mask account numbers and names to the minimum the task needs.
the fine print
Straight answers on ownership
Prompt sets authored by consultance.ai. Each desk carries its own honest ceiling, stated on its own page. The desks do not talk to each other, you run them by hand and carry output between them yourself. This is decision support, not a credit rating, not a covenant certification, and not investment advice. No desk replaces a credit officer, a borrower call, or a control your LPs expect to see. A named human signs every output before it reaches committee. Your data stays in your own Claude tenant, we never see it.
Bring this workflow into your operation.
Want this wired into your stack instead of running it yourself? That is our AI deal desk and finance automation service.
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What is in this stack
The 10 desks, each free
Private Credit Underwriting Pack
Underwrite direct lending deals inside Claude: read the data room, build the cash flow and DSCR model, stress test covenants, and draft the IC memo with every figure tied to a source.
AI Deal Diligence Prompt Pack
For PE deal teams and corp dev: read a data room and draft the IC memo in Claude with 11 prompts. Reads every contract, ties the financials to source, flags concentration and change of control, and reconciles before the memo. Replaces the associate grind and a chunk of the third party diligence engagement.
Finance and dataQuality of Earnings Second Read
For SBA buyers under LOI and PE deal teams: 13 Claude prompts that rebuild EBITDA from the tax returns, the bank statements and the general ledger instead of the broker recast, interrogate every add back, tie revenue to cash received, recast the working capital peg, and write the findings memo the lender reads with every figure traced to its document.
The Deal Model Red Flag Checklist
A one page checklist of 15 places a deal model hides risk, written for PE deal teams and investment committees who run diligence before they commit capital.
CLO Covenant and Payment Monitor
For private credit and CLO teams tracking 500-plus loans by hand: 11 Claude prompts that read the loan tape and credit agreements, recompute every covenant test with the period cited, reconcile payments against the servicer report, and write the weekly exception memo, every flag carrying its clause and number so you can check it in seconds.
Private Credit Surveillance Engine
For private credit funds and direct lenders: 11 Claude prompts that monitor covenants, recalculate the borrowing base, read amendment redlines, and draft the LP note, on documents that never leave your own tenant, so a covenant drift is caught before quarter end, not after.
Statement Matching and Reconciliation
For CFOs, controllers, and fund accountants: 10 prompts plus an offline extractor that match scanned bank, custodian, and brokerage statements to your ledger in seconds and return only the breaks, on your own machine. An alternative to BlackLine.
Finance and dataPrivate Asset Reconciliation Engine
For fund operations teams matching payment agent notices by hand: 12 Claude prompts that parse notices, match cash to the custodian file, reconcile units, and land every break as green, yellow, or red with the evidence attached. Runs in your own Claude, on your own data.
IC Memo Bull Bear and Kill Line
For PE deal teams, CFOs, and family office principals: 12 Claude prompts that write the investment committee memo, the bull case, the bear case, and the one line that sinks the deal, with a reconciliation gate that rederives every figure before the memo assembles. Replaces the principal week and the deal team behind every memo.
Spot Accounting Red Flags
8 prompts that turn Claude into a forensic accountant for any financial statement. Catch fake cash, revenue tricks, and the red flags hiding in the footnotes before you invest, short, or lend.
From independent build to integrated workflow
What you have
The free version above. It runs this read on a file you paste in, in your own Claude. Yours to keep.
What we install
The same read, wired into your private credit stack, running the second a report lands. Nothing to upload, no new login.
See the installed versionShare with your workflow owner.
Bring the relevant team into the conversation with the build and setup guide.
in one line
What is The Private Credit Agent Stack?
The Private Credit Agent Stack is a finance and data build in the consultance.ai AI Build Library. For private credit funds, direct lenders, and CLO desks: the map of ten agent desks that run origination through surveillance inside your own Claude, from the underwrite and the data room to quality of earnings, the tape, covenant tests, payment rec, the IC memo, and the forensic second read, plus the order to install them in. It fits Private credit PMs, direct lending analysts, CLO managers, PE credit teams, and family offices with a private debt sleeve who have seen the individual packs and want one map of which desk to install first instead of installing all ten in a weekend and using none. Setup difficulty is Easy, with 4 plain-English steps.
What does The Private Credit Agent Stack do?
For private credit funds, direct lenders, and CLO desks: the map of ten agent desks that run origination through surveillance inside your own Claude, from the underwrite and the data room to quality of earnings, the tape, covenant tests, payment rec, the IC memo, and the forensic second read, plus the order to install them in.
Who is The Private Credit Agent Stack for?
It fits Private credit PMs, direct lending analysts, CLO managers, PE credit teams, and family offices with a private debt sleeve who have seen the individual packs and want one map of which desk to install first instead of installing all ten in a weekend and using none.
How hard is The Private Credit Agent Stack to set up?
Easy to set up — one guided setup instruction covering 4 plain-English steps on the resource page.
How would consultance.ai build this out?
The desks are ten separate guides you run by hand. Consultance stands the stack up as one workspace in your own environment: the desks your book actually needs, your VDR, loan admin, and servicer feeds connected under governed access, review gates where your IC requires them, and the whole thing handed over so your team owns it. Reply "wire it" for a 30-minute slot.
What are the licensing terms?
Prompt sets authored by consultance.ai. Each desk carries its own honest ceiling, stated on its own page. The desks do not talk to each other, you run them by hand and carry output between them yourself. This is decision support, not a credit rating, not a covenant certification, and not investment advice. No desk replaces a credit officer, a borrower call, or a control your LPs expect to see. A named human signs every output before it reaches committee. Your data stays in your own Claude tenant, we never see it.
Connect this build to your workflow.
Discuss how The Private Credit Agent Stack fits your systems, controls, and team. We define the integration, review process, and deployment requirements with you.
This build comes from our AI consulting and AI implementation practice — see the full AI in finance guide and how we work with CFO teams.