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© 2026 consultance.ai · AI, implemented.

audit → build → deploy

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Finance and data

The Private Credit Agent Stack

For private credit funds, direct lenders, and CLO desks: the map of ten agent desks that run origination through surveillance inside your own Claude, from the underwrite and the data room to quality of earnings, the tape, covenant tests, payment rec, the IC memo, and the forensic second read, plus the order to install them in.

Free — runs in your own ClaudeEasy setup · 4 steps
Set it up free — takes 3 minutes ↓Or have us wire it in →
Step 1 · setup
Three minutes, four steps, nothing to install by hand

Claude sets it up for you. You just paste.

Never used Claude? It is free and takes 30 seconds to open. Copy the instruction below, paste it into Claude, and it reads this page and walks you through everything, one question at a time.

  1. 1

    Tell Claude how to talk to you

    One tap. It changes how much Claude explains, and how slowly it goes. You can change it any time.

  2. 2

    Copy your setup instruction

    A short instruction plus a link to this page lands on your clipboard. First copy asks for your email once. That unlocks every button across the whole library.

  3. 3

    Open Claude in a new tab

    Free account, no card, 30 seconds. This tab stays open so you can come back.

    Open claude.ai ↗
  4. 4

    Paste, send, and answer one question

    Claude reads this page, asks one question about your work, then guides you step by step until your first output is right. If anything looks wrong, tell Claude what you see, and it fixes it with you.

▸Prefer the full prompt instead of the link? (optional)
Set me up with The Private Credit Agent Stack in my own Claude. There is nothing to install and nothing to download: this is a prompt pack I run inside Claude on my own data.

Guide: https://consultance.ai/library/private-credit-stack
What it does: For private credit funds, direct lenders, and CLO desks: the map of ten agent desks that run origination through surveillance inside your own Claude, from the underwrite and the data room to quality of earnings, the tape, covenant tests, payment rec, the IC memo, and the forensic second read, plus the order to install them in.

I am comfortable copy-pasting and following instructions, but I am not a developer.

Rules:
- Plain English. Define jargon the first time it appears (repo, env var, port, dependency).
- One step at a time. Exact command in a code block. Tell me which app to paste it into (Terminal on Mac, PowerShell on Windows).
- One sentence per command explaining what it does and what success looks like.
- After each command, wait. I will tell you the output before you move on.
- If a tool is missing (git, node, docker, python), give me the one-line install for my OS first.
- If something errors, diagnose before the next step. Do not skip.

First message: ask only "What is your operating system, macOS, Windows, or Linux?" Then start step 1.

Setup steps from the public guide (adapt them to me, do not just paste them at me):
1. Start with the Underwriting Desk on one live deal. A stack installed against a credit memo deadline survives, a stack installed on a quiet Sunday does not.
2. Add the Data Room and Quality of Earnings Desks next. The covenant tests and the recovery view inherit whatever the earnings rebuild gets wrong.
3. Add the Tape and Surveillance Desks once you hold facilities worth watching between committee dates, then Payment Rec and Private Asset Rec so the servicer report is not a PDF you hope is right.
4. Pin Claude Opus 5 for underwriting, covenants, and the memo. The IC Memo Desk goes last, it packages what the other nine produce, and the Forensic Desk is the gate before anything reaches committee.

Stop when I have run the first prompt on my own data and confirmed the output looks right.

Got the prompts. Want them wired into your actual stack? We map that on a free AI audit.

Book the free audit

Rent it forever, or own it once.

For private credit funds, direct lenders, and CLO desks: the map of ten agent desks that run origination through surveillance inside your own Claude, from the underwrite and the data room to quality of earnings, the tape, covenant tests, payment rec, the IC memo, and the forensic second read, plus the order to install them in.

Path A · free

You just did it

The setup rail and every prompt above are free and stay free. The cost is your time, and the risk of wiring it wrong on live data.

Back to the prompts ↑
Path B · done with you

We wire it into your business

The desks are ten separate guides you run by hand. Consultance stands the stack up as one workspace in your own environment: the desks your book actually needs, your VDR, loan admin, and servicer feeds connected under governed access, review gates where your IC requires them, and the whole thing handed over so your team owns it. Reply "wire it" for a 30-minute slot.

Book a build call →
data safety

Before you use live numbers

  • • Run last quarter's numbers first. Live data is not a test bed.
  • • Nothing here uploads to us. It runs in your own Claude account, on your own machine.
  • • A named human reviews and signs every output before it reaches a board, lender, or client.
  • • Mask account numbers and names to the minimum the task needs.
the fine print

Straight answers on ownership

Prompt sets authored by consultance.ai. Each desk carries its own honest ceiling, stated on its own page. The desks do not talk to each other, you run them by hand and carry output between them yourself. This is decision support, not a credit rating, not a covenant certification, and not investment advice. No desk replaces a credit officer, a borrower call, or a control your LPs expect to see. A named human signs every output before it reaches committee. Your data stays in your own Claude tenant, we never see it.

Want this running in your business, not just your laptop? We build it and hand you the keys.

Book a build callBack to the library

Want this wired into your stack instead of running it yourself? That is our AI deal desk and finance automation service.

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What is in this stack

The 10 desks, each free

All repos →
Finance and data

Private Credit Underwriting Pack

Underwrite direct lending deals inside Claude: read the data room, build the cash flow and DSCR model, stress test covenants, and draft the IC memo with every figure tied to a source.

Setup guide →
Finance and data

AI Deal Diligence Prompt Pack

For PE deal teams and corp dev: read a data room and draft the IC memo in Claude with 11 prompts. Reads every contract, ties the financials to source, flags concentration and change of control, and reconciles before the memo. Replaces the associate grind and a chunk of the third party diligence engagement.

Setup guide →
Finance and data

Quality of Earnings Second Read

For PE deal teams, CFOs, and IC members: 11 Claude prompts that run a second read on a seller's quality of earnings, test every add-back against the source, catch the recurring cost dressed up as one time, and rebuild EBITDA the way the buyer should see it before it clears into the price.

Setup guide →
Finance and data

The Deal Model Red Flag Checklist

A one page checklist of 15 places a deal model hides risk, written for PE deal teams and investment committees who run diligence before they commit capital.

Setup guide →
Finance and data

CLO Covenant and Payment Monitor

For private credit and CLO teams tracking 500-plus loans by hand: 11 Claude prompts that read the loan tape and credit agreements, recompute every covenant test with the period cited, reconcile payments against the servicer report, and write the weekly exception memo, every flag carrying its clause and number so you can check it in seconds.

Setup guide →
Finance and data

Private Credit Surveillance Engine

For private credit funds and direct lenders: 11 Claude prompts that monitor covenants, recalculate the borrowing base, read amendment redlines, and draft the LP note, on documents that never leave your own tenant, so a covenant drift is caught before quarter end, not after.

Setup guide →
Finance and data

Statement Matching and Reconciliation

For CFOs, controllers, and fund accountants: 10 prompts plus an offline extractor that match scanned bank, custodian, and brokerage statements to your ledger in seconds and return only the breaks, on your own machine. An alternative to BlackLine.

Setup guide →
Finance and data

Private Asset Reconciliation Engine

For fund operations teams matching payment agent notices by hand: 12 Claude prompts that parse notices, match cash to the custodian file, reconcile units, and land every break as green, yellow, or red with the evidence attached. Runs in your own Claude, on your own data.

Setup guide →
Finance and data

IC Memo Bull Bear and Kill Line

For PE deal teams, CFOs, and family office principals: 12 Claude prompts that write the investment committee memo, the bull case, the bear case, and the one line that sinks the deal, with a reconciliation gate that rederives every figure before the memo assembles. Replaces the principal week and the deal team behind every memo.

Setup guide →
Finance and data

Spot Accounting Red Flags

8 prompts that turn Claude into a forensic accountant for any financial statement. Catch fake cash, revenue tricks, and the red flags hiding in the footnotes before you invest, short, or lend.

Setup guide →
Get the free kitBook a call

manual now, installed when you're ready

What you have

The free version above. It runs this read on a file you paste in, in your own Claude. Yours to keep.

What we install

The same read, wired into your private credit stack, running the second a report lands. Nothing to upload, no new login.

See the installed version

Forward this to whoever owns the workflow.

The person drowning in this every week is the one who'll actually want it.

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in one line

What is The Private Credit Agent Stack?

The Private Credit Agent Stack is a finance and data build in the consultance.ai AI Build Library. For private credit funds, direct lenders, and CLO desks: the map of ten agent desks that run origination through surveillance inside your own Claude, from the underwrite and the data room to quality of earnings, the tape, covenant tests, payment rec, the IC memo, and the forensic second read, plus the order to install them in. It fits Private credit PMs, direct lending analysts, CLO managers, PE credit teams, and family offices with a private debt sleeve who have seen the individual packs and want one map of which desk to install first instead of installing all ten in a weekend and using none. Setup difficulty is Easy, with 4 plain-English steps.

What does The Private Credit Agent Stack do?

For private credit funds, direct lenders, and CLO desks: the map of ten agent desks that run origination through surveillance inside your own Claude, from the underwrite and the data room to quality of earnings, the tape, covenant tests, payment rec, the IC memo, and the forensic second read, plus the order to install them in.

Who is The Private Credit Agent Stack for?

It fits Private credit PMs, direct lending analysts, CLO managers, PE credit teams, and family offices with a private debt sleeve who have seen the individual packs and want one map of which desk to install first instead of installing all ten in a weekend and using none.

How hard is The Private Credit Agent Stack to set up?

Easy to set up — one guided setup instruction covering 4 plain-English steps on the resource page.

How would consultance.ai build this out?

The desks are ten separate guides you run by hand. Consultance stands the stack up as one workspace in your own environment: the desks your book actually needs, your VDR, loan admin, and servicer feeds connected under governed access, review gates where your IC requires them, and the whole thing handed over so your team owns it. Reply "wire it" for a 30-minute slot.

What are the licensing terms?

Prompt sets authored by consultance.ai. Each desk carries its own honest ceiling, stated on its own page. The desks do not talk to each other, you run them by hand and carry output between them yourself. This is decision support, not a credit rating, not a covenant certification, and not investment advice. No desk replaces a credit officer, a borrower call, or a control your LPs expect to see. A named human signs every output before it reaches committee. Your data stays in your own Claude tenant, we never see it.

Want this built into your workflow?

The Private Credit Agent Stack is the starting point. On a free AI audit we map where it fits your stack and what consultance.ai would build around it.

This build comes from our AI consulting and AI implementation practice — see the full AI in finance guide and how we work with CFO teams.

Book your free AI audit