Private credit
Covenant monitoring, reduced to one click.
Inside the loan system you already run. Your borrower data never leaves your walls, and every figure traces back to the page it came from.
The reality
Every borrower report lands as a PDF, and someone reads all of it.
A borrower sends the quarterly compliance certificate. Someone opens it, finds the covenant lines, and types them into the tracker by hand.
The credit agreement says one thing. The certificate says another. Nobody catches the gap until the next review.
Portfolio surveillance is a spreadsheet one analyst updates the week it's due, across every name in the book.
When a covenant trips, you hear about it late, because hearing about it early was somebody's manual job.
Until it's one button.
What the button does.
Your files go in. One artifact comes out. Nothing moves to a new platform.
It reads the certificate, ties each covenant back to the credit agreement, flags the breach, and drafts the memo. A second pass rederives the numbers before anything shows. You review and sign.
One button, four jobs
The work it takes off the desk.
The quarterly compliance certificate arrives as a PDF.
Reads it, pulls every covenant figure, and ties each one back to the clause in the credit agreement.
A covenant is sitting close to the line.
Recomputes headroom the moment the numbers land, and flags the breach before the review instead of after it.
The portfolio needs its surveillance update.
Reads every borrower's latest report and drafts a one page exception note per name, so partners read exceptions, not packs.
The IC wants a credit memo.
Drafts it from the documents already in the file, with every number linked to the source page it came from.
Proof
The private credit version is new, so I'd rather show you than quote you a number I haven't earned yet. What's proven is the pattern underneath it: read the document, tie every figure to its source, block the output until a second pass agrees, keep a named human on the signature. That pattern already runs in the credit and diligence builds below, free, in your own Claude. Watch one run, then put your own certificate in front of it.
Built in public
The same pattern, running free in the library today.
- CLO Covenant and Payment Monitor
Reads the loan tape and credit agreements, recomputes every covenant test with the period cited, and writes the weekly exception memo. Free to run.
- PE Diligence Pack
Underwrites a deal end to end, covenant stress included, with a reconciliation gate before anything reaches committee.
- IC Memo, Bull Bear and Kill Line
Drafts the committee memo and rederives every headline figure a second way before it assembles.
What you keep.
- It runs in your tenant. Your borrower data never leaves your environment.
- Every covenant figure traces back to the page it came from.
- A second pass rederives the numbers, and the output blocks until the two agree.
- You own the code. No subscription, no seat you rent back from us.
- No new login. It works inside the tools your team already opens every morning.
Built for the credit team that would rather read exceptions than certificates.
The manual version is free
Try it on a static file first.
The packs below run the same read on a document you paste in, in your own Claude, today. Free to pull down and keep. The installed version is the one wired into your loan system, running the second a report lands. Run the manual one this week. If it moves the needle, the build is wiring it in properly.
See the whole libraryPut your own certificate in front of it.
The audit is 35 minutes. You describe the covenant work that costs your desk the most, we put a dollar number on it and tell you straight whether this moves it. No pitch deck.
Or grab a time for the audit