Claude Max is $200 a seat. Cursor is another twenty. Then the OpenAI bill lands. Eleven providers now ship free tiers fat enough to run a small engineering team for nothing. Drop your numbers and watch the API line item evaporate.
↓ Calculate your $0 stack ↓Senior engineer hires this would fund per year (at $180k loaded): 0.0
The free-stack number assumes ~10% of your coding tokens spill to the paid Claude API at $3/M input, $15/M output — a generous catch-all for the work the free tiers won't take.
| Provider | Free tier | Rough cap / mo | Best for |
|---|
Route order is set in your ~/.config/llm-router/config.yaml — the bundle ships a working version.
Calculating…